Welcome to the Maryland-Work Incentives Network web page.

md-win logoWe are the Work Incentives Planning and Assistance (WIPA) project for Maryland.

Seeking Independence Through Work

What is a WIPA project? It is a program created and funded by Social Security to help disability beneficiaries understand and use the work incentives available to them. Translation: If you have thought that you would like to work, but don't want to do anything that would mess up your disability benefits, come talk to us. Many disability beneficiaries won't work or limit their earnings for fear of losing their benefits. Our goal is to let you know that you can work and increase your income and become more independent.

SSA administers two types of disability benefits: SSI and SSDI.

  • SSI is Supplemental Security Income, a needs-based program for people over 65 or who have a disability and have very limited income and resources (assets). If you have SSI, you are also eligible for Medicaid, which in Maryland we call Medical Assistance.
  • SSDI is Social Security Disability Insurance, a program for people who have a disability and who have sufficient "credits" with Social Security. People who have SSDI will qualify for Medicare, usually after 2 years.
  • Some people get both SSI and SSDI.

What Are Work Incentives?

Work incentives are supports that can help you manage your benefits while you are working. For a list of work incentives please read Work Incentives for SSDI and Work Incentives for SSI.

One of the most powerful work incentives is the Employed Individuals with Disabilities (EID) program which is Maryland's Medicaid Buy-in. Any person who has a disability that meets Social Security's criteria and who is working can use this program. For someone who has no other benefits, this can provide very valuable health coverage under Medicaid, or as we call it in Maryland, Medical Assistance. You can apply online or contact an organization near you for assistance. Read SSI Work Incentives.

Another work incentive that can be very helpful is called a Plan for Achieving Self Support (PASS).

Our team consists of Community Work Incentives Coordinators who are extensively trained in the work incentives not only for Social Security benefits, but for housing, food stamps and other benefits administered by the State of Maryland as well.

David Mitchell, Project Director, CWIC
Amy Wallish CWIC
Kate Wallace CWIC
Karyn Stenzler CWIC
Bob Cannon CWIC
Kimberly Pierce CWIC
Cindy LaBon CWIC
Ruchi Edwards CWIC


If you are just beginning to think about going to work and have some questions about how work it may affect your benefits, you can get some basic information by calling the Ticket to Work Helpline at 1-866-968-7842.. You could also e-mail us. We will be happy to help you.

This document is funded through a Social Security cooperative agreement.